When did it get to be difficult to get a credit card. All through college paul stayed away from the evil credit and now that i want one, They pull the whole let’s wait 30 days for a response. Why? I’ve got a shining credit record. I owe no one money and I like to think I’m a pretty nice guy. So eat it mister VISA, my debit card and I are cooler than you any day of the week.

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